Home Loan

“Helping you make important decisions”

As a Home Loan Service Provider

Team Bharat Parekh is dedicated to helping you to make the right decisions in choosing a home loan for purchasing your dream home, for what may be “the biggest financial decision of your life”.

We are committed to provide best services to enable you to purchase or finance your property.

We have the expertise in the field of Life Insurance, Housing Finance, Health insurance, Mutual Funds and Financial Services Industries with a focus on providing exceptional and delightful customer services.

We believe that by assisting our clients to manage and structure their Insurance debt and Home equity, we can help them to reach financial goals sooner with better security.

Our Services

  • 01
    Expert Dedicated Team
  • 02
    Personalized Services
  • 03
    Services at your Doorstep
  • 04
    Legal Advice
  • 05
    Grievance Handling, Review of Home Loan Portfolio from time to time

Searching for a Home Loan?

  • Your home is likely to be the most exciting and expensive purchase you make in your lifetime.
  • You find the Home Loan in India that best suits your Financial Situation.
  • Massive Application Fees
  • High Interest Rates
  • Hidden charges and processing fees.

At Team Bharat Parekh, we understand that you must have a Home Loan that meets these requirements, so we do all the legwork for you. We research the different mortgages available and choose those that suit your financial and lifestyle requirements.

Get the Right Home Loans.

Your main considerations when looking for a home loan can be as follows:

  • Simple Process & Documentation
  • Low-interest rates and fees.
  • No hidden charges, no surprises
  • Fast approvals, disbursed on time.
  • Fits with your current financial goals.
  • Longer Team.

Highest Loan Eligibility.

  • Flexible: you can make extra repayments.
  • No Prepayments Penalty.

How We Help You to Get a Home Loan?

  • You tell us about the requirement of property as per your needs and we find a suitable solution for you from the lending products of all Bank/Financial Institutions.
  • We assist/guide you for selection of the property.
  • We provide you with information of a number of Financial Institutions so that you can analyze the company norms and rules.
  • We provide services to meet customer satisfaction.
  • We help in financial planning to free you from your financial problems.
  • We provide services at your doorstep.
  • The necessary information required is given in a simple language which will help you in taking the right decision.

How we help you to Refinance/Balance Transfer.

  • Balance Transferring can be done with various Financial Institutions.
  • No prepayment penalty
  • Disbursement in very short period.
  • Provide all the information about Financial Institutions, to enable you to make comparison.
  • Simple documentation and speedy processing.
  • Helping you in transferring your loan to a lower interest rate and fees.
  • Helping you to Top-Up loan over the existing Loan.

How much you can Borrow?

To know your Home Loan eligibility please contact us now or call manoj@bharatparekh.com or call 9823068540 and we will find a lender that can provide you with the maximum Home Loan.

Balance Transfer You Existing Home Loan

Do you know?

A 1.0% reduction in the interest rate can save you about Rs. 1.5 Lakh on a loan of 10 lakhs over a 20 year period. The exact figure will depend on the rate on the existing loan, balance tenure etc.

 Existing Home Loan  New/Transfer Home LoanSaving
Loan AmountEMI AmountExisting ROIExisting Tenure in monthsLoan AmountNew Offer RateSame Loan Term in monthsNew Reduced EMI AmountEMI Amount SavedCumulative Saving @6%
50,00,000ILR 54,185
11.75%
240ILR 50,00,0008.35%
240ILR 42,918
ILR 9,381
ILR 8,710,906
50,00,000ILR 53,321
11.50%
240ILR 50,00,0008.35%
240ILR 42,918
ILR 8,502
ILR 8,043,059
50,00,000ILR 52,463
11.25%
240ILR 50,00,0008.35%
240ILR 42,918ILR 7,628
ILR 7,379,224
50,00,000ILR 51,609
11.00%
240ILR 50,00,0008.35%
240ILR 42,918
ILR 6,760
ILR 6,719,487
50,00,000ILR 50,761
10.75%
240ILR 50,00,0008.35%
240ILR 42,918
ILR 9,381
ILR 6,063,932
50,00,000ILR 49,919
10.50%
240ILR 50,00,0008.35%
240ILR 42,918
ILR 8,502
ILR 5,412,643
50,00,000ILR 49,082
10.25%
240ILR 50,00,0008.35%
240ILR 42,918
ILR 7,628
ILR 4,765,705
50,00,000ILR 48,251
10.00%
240ILR 50,00,0008.35%
240ILR 42,918
ILR 6,760
ILR 4,123,204
50,00,000ILR 47,426
9.75%
240ILR 50,00,0008.35%
240ILR 42,918
ILR 5,896
ILR 3,485,222
50,00,000ILR 46,607
9.50%
240ILR 50,00,0008.35%
240ILR 42,918
ILR 5,037
ILR 2,851,846
50,00,000ILR 45,793
9.25%
240ILR 50,00,0008.35%
240ILR 42,918
ILR 4,184
ILR 2,223,159